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Travel insurance for Canadian Residents (NCL Epic – Mediterranean)

From what I can tell, the general consensus is “get insurance”. ​ There are lots of options and I am confused. What do you all recommend? Medical only? Cancellation? Both? ​ Any good companies that I should be looking at (Canadian resident so I might be limited). I see Allianz come up a lot and I found “Allianz Global Assistance”, which I guess is the same thing. ​ I am considering NCL. Should I just go with whatever insurance option they have or do something else after the final payment? For the record, the sailing date is less than 120

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