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Trying to understand credit card holds

I’m having trouble understanding how credit card charges/onboard spending is handled on Royal Caribbean. Do they charge you at sea every time you buy something? If so do you need to have a travelers card to avoid fees from your bank? Or do they place holds on your account before the cruise? How much do they place? I reach that for cruises 6+ days they apply a $500 hold but what if you go over that amount onboard? Do they apply another hold during the cruise? ​ ​ https://www.cruisecritic.com/articles.cfm?ID=2025 ​ On that site someone said that they only spent $500

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