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Have to cancel MSC cruise, any luck with a credit or refund?

So my wife has come down with a gull bladder condition, and awaiting an appointment with a surgeon which just happens to fall upon the week of our cruise we scheduled back in January for mid May. We didn’t purchase travel insurance but MAY have some with our credit card. Anyone ever had to cancel, and any luck with MSC crediting a future value or anything? Or luck with your credit card actually paying? Appreciate any tips or tricks if anybody’s been in a similar spot. Have to cancel Aer Lingus non refundable flights too! Argh! submitted by /u/teenib [link]

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