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Booking Question: Costco Travel vs Travel Agent versus Direct vs Cruise Line

Hello, My husband and I are planning an Alaskan Cruise for summer 2019. I’m starting to do research now (I’m debating on Princess or Celebrity…I’ll have to post a thread for that too). I usually book through Costco Travel because of the cashback incentive with my membership/credit card through them and there’s always included “extras”–for most of the cruises it’s on board credit or a Costco cash card. However! This is our second cruise, but the first I’ve booked myself and cruises are seeming WAY more complicated than some airfare and a resort on a tropical island. I’m debating on

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